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Eligibility

Students enrolled in a qualifying program, who are registered for 6 or more credit hours or co-op, are charged the Student Health Insurance. Students will activate their coverage by completing the Student Health Insurance Requirement under their Task list in Catalyst by selecting Enroll/Opt-In. Students are given the option to waive the Student Health Insurance if they have coverage that meets the requirements. For full FAQs, please visit this website.

Requirements to Waive Student Health Insurance

Your insurance must meet the following requirements to waive the University Student Health Insurance coverage:

• Be active the entire time you are enrolled in classes.
• Have access to care within 50 miles of the University.
• Contains no exclusions or limitations for pre-existing conditions.
• Contains no limitations on benefits and is not a short-term plan.
• Based through a U.S. insurance company and claims administrator.
• Comparable to the UC Student Health Insurance policy.
• Include services for: ambulatory, emergency, hospitalization, maternity, newborn care, mental health, substance use disorder, behavioral health, prescription drugs, preventative care, wellness care, laboratory, rehabilitative services and devices.

Waiving UC Student Health Insurance

If students charged take no action, they will automatically be enrolled in coverage at the end of the enrollment/waiver period.

First year students will log in to Catalyst through BearcatPortal.uc.edu.

• This must be completed through the student account, not the parent delegated access and through a computer, laptop, or tablet device.

Enrollment and Waiver Deadlines

In order to add or waive coverage, you must do so by the deadline date listed below.

If you are experiencing a qualifying life event and need to add coverage after the deadline, visit our Qualifying Life Events page.

To Enroll in Coverage

Students must complete the Student Health Insurance Requirement under their Task List by selecting 'Enroll/Opt-In'. By doing so coverage will be activated and the charge added to the account within 7 business days. Please Steps to Enroll in Student Health Insurance (PDF) for detailed instructions to enroll.

UC Student Health Policy Benefits Overview

The University’s Student Health Insurance Plan covers major medical expenses and is underwritten by United Healthcare Student Resources. The plan includes in-network and out-of-network coverage and is of gold tier standard. The Student Health Insurance plan is compliant with the Affordable Care Act and has a huge nationwide network of providers available. Additionally, those insured by the Student Health Insurance plan have additional benefits when seeking services through the University Health Services (UHS).

Referral Required

A referral is required before seeking non-emergent care or treatment outside University Health Services (UHS) to ensure the highest level of coverage is received through Student Health Insurance, unless the insured is more than 50 miles from UHS, receiving out of network coverage, or for ob/gyn or maternity care.

Please call 513-556-2564 for assistance in obtaining a referral.

Manage Your Account

Receive access to claims, EOBs, providers, correspondence and coverage information by creating an account at United Healthcare Student Resources.